# We deposit your checks — you focus on your business. > Receive, scan, endorse, and physically deposit checks at the bank for a flat $5 per check, typically within one business day. Canonical URL: https://mailnow.ai/checks Mail your physical checks to us. We receive, scan, endorse, and deposit them at the bank — usually within 24 hours of arrival — for a flat $5 per check. No monthly minimum. ## What you get - **We receive your checks** — Mail your checks to our secure processing address — no envelopes to print, no trips to the post office. - **Scan & verify** — Every check is opened, scanned, and verified against the payee, amount, and signature before it moves on. - **Deposited to your bank** — We endorse on your behalf and physically deposit at the bank — or mail to your bank if it isn't local. - **Status updates as it moves** — Your dashboard reflects each step in real time: received, processed, deposited, cleared. - **Full audit trail** — Every check has a permanent record — scans, timestamps, who handled it, and the deposit confirmation. ## How it works 1. **Send checks to our address** — Mail any checks you receive — or have your customers send them directly — to our secure processing address. 2. **We receive & scan** — Every envelope is opened in our facility, the check is scanned at high resolution, and the data is verified. 3. **Processed within 24 hours** — Every check is opened, scanned, verified, and queued for deposit within 24 hours of arriving at our facility. 4. **Deposited within 24 hours** — If your bank has a branch near our processing facility, your check is hand-deposited within 24 hours of processing. If your bank isn't local, we mail the endorsed check directly to your bank on your behalf — there's a small extra processing fee for postage and handling. 5. **Track every status** — From received through cleared, every state change appears in your dashboard with a full audit trail. ## 24 hours to process. 24 hours to deposit. We move fast on every check, and we tell you exactly when to expect each step. No hidden delays, no surprise wait times. - **Processed within 24 hours of arrival.** Every check is opened, scanned, verified, and queued for deposit within 24 hours of arriving at our facility. - **Deposited within 24 hours when your bank is local.** If your bank has a branch near our processing facility, your check is hand-deposited within 24 hours of processing. - **Bank not local? We mail it to them.** If your bank isn't local, we mail the endorsed check directly to your bank on your behalf — there's a small extra processing fee for postage and handling. The fee always shows up clearly on the check's record so there are no surprises. ## Pricing - **Per check:** $5/check, start to finish. Per-check processing fee for physical bank deposit. - **Mail-to-bank surcharge:** +$3/check (when mailed to your bank). Small extra processing fee when your bank isn't local and we have to mail your check to them on your behalf. No monthly minimum, no setup fee. See [/pricing](/pricing) for the full breakdown. ## Built for businesses that still get paid by paper check - **Real estate** — Earnest money, rent checks, and commission payouts handled without a trip to the bank. - **Law firms** — Trust account and retainer checks deposited promptly with a clean paper trail for compliance. - **Small businesses** — Customers who still pay by paper check? We handle them so you don't have to. - **Nonprofits** — Donor checks deposited fast — and every gift has a record for your finance team. ## How we keep your checks safe - **Chain of custody** — Every check is logged from the moment it arrives to the moment it's deposited. - **Encrypted storage** — Scans and account details are encrypted at rest and in transit. - **Full audit log** — Every action — handled, scanned, deposited — has a permanent, timestamped record. ## Frequently asked questions ### How do I send checks to you? Once you sign up, you'll get our secure check-processing address. Mail your checks to that address — or have customers send them directly. We open every envelope the day it arrives. ### When will my check be deposited? Every check is opened, scanned, verified, and queued for deposit within 24 hours of arriving at our facility. If your bank has a branch near our processing facility, your check is hand-deposited within 24 hours of processing. If your bank isn't local, we mail the endorsed check directly to your bank on your behalf — there's a small extra processing fee for postage and handling. ### What if my bank isn't local? No problem — we'll endorse the check and mail it directly to your bank on your behalf. If your bank isn't local, we mail the endorsed check directly to your bank on your behalf — there's a small extra processing fee for postage and handling. You'll see a clear line item for the extra fee on every check that needs to be mailed. ### What happens if a check bounces? If a check is returned by the bank (insufficient funds, stop payment, etc.), we record the return reason in your dashboard and notify you immediately. The original scan stays on file so you have everything you need to follow up with the payer. ### Is there a per-month fee? No — check processing is pay-as-you-go at a flat $5 per check. You only pay when we process a check for you. There are no monthly minimums and no setup fees. --- For more, see [/llms.txt](https://mailnow.ai/llms.txt) (link list) or [/llms-full.txt](https://mailnow.ai/llms-full.txt) (single-document version).